Data-Driven Investing (DDI) Terms of Service 1. General Provisions Welcome to the services provided by Data-Driven Investing (hereinafter referred to as "DDI" or "we"). These Terms of Service (hereinafter referred to as "Terms") constitute a legal agreement between you (hereinafter referred to as "User" or "you") and DDI regarding the use of all services provided by us (hereinafter referred to as "Services"). By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services. 2. Description of Services 2.1 Service Content DDI provides data-driven investment services, including but not limited to: - Quantitative Trading Strategies: Trading strategies based on big data analysis and algorithms. - Asset Management: Customized portfolio management services for clients. - Risk Management: Multi-layered risk assessment and management solutions. - Market Analysis: Real-time market data analysis and trend forecasting. 2.2 Service Modifications DDI reserves the right to modify or discontinue the provision of Services at any time, without prior notice. DDI is not liable to you or any third party for any modification or discontinuation of Services. 3. User Eligibility 3.1 Registration Eligibility You must be at least 18 years old and have the legal capacity to enter into binding contracts to register and use our Services. By registering an account or using our Services, you represent and warrant that you meet these requirements. 3.2 Account Security Users are responsible for ensuring the security of their accounts. Please keep your account information secure and do not disclose your account password to any third party. You are fully responsible for all activities conducted through your account. If you discover any unauthorized use or security breaches, you should immediately notify us. 4. User Obligations 4.1 Legal Use You agree to use our Services legally and not engage in any illegal activities, including but not limited to: - Fraud: Deceptive practices or falsification of information. - Unauthorized Access: Attempting to access unauthorized data or parts of our system. - Intellectual Property Infringement: Unauthorized copying, distribution, or display of our or others' intellectual property content. 4.2 Prohibited Conduct Users are prohibited from the following conduct while using the Services: - Using automated tools or scripts for operations; - Interfering with or disrupting the normal operation of the Services; - Spreading viruses or malicious software; - Using the Services in any way that could lead to service interruption or negatively affect others' user experience. 5. Privacy Policy DDI is committed to protecting your privacy. Please refer to our [Privacy Policy]() for information on how we collect, use, and protect your personal information. By using our Services, you agree to our processing of your information in accordance with the Privacy Policy. 6. Fees and Payment 6.1 Service Fees Some of DDI's Services may require payment. The specific fee terms will be outlined on the relevant service page or in the contract. DDI reserves the right to change service fees, and the adjustments will take effect after the current subscription period ends. 6.2 Payment Methods Users agree to pay all related fees according to the type of service selected and its terms. We accept payment methods such as credit cards, bank transfers, and other methods designated through our platform. All fees are non-refundable unless otherwise stated in these Terms. 6.3 Late Payments If you fail to make any payment on time, DDI reserves the right to suspend or terminate your access to the Services and may require late fees or other compensation permitted by law. 7. Intellectual Property 7.1 Copyright and Trademarks Unless otherwise stated, DDI owns all content, features, and functionality within the Services, including but not limited to text, images, videos, software, logos, and trademarks. These contents are protected by copyright, trademark, and other laws. You may not copy, distribute, or otherwise use these contents without our written permission. 7.2 User-Submitted Content Any content submitted by users within the Services (including but not limited to comments, feedback, suggestions, etc.) grants DDI a royalty-free, irrevocable, perpetual, transferable, and sublicensable right to use it for any purpose. 8. Limitation of Liability and Disclaimers 8.1 Investment Risks All investment advice and strategies provided by DDI are for reference only. Market investments involve risks, and investment decisions should be made at the user's discretion and bear the corresponding risks. We do not guarantee any specific investment results or returns. 8.2 Limitation of Liability To the maximum extent permitted by law, DDI is not liable for any direct, indirect, incidental, special, or consequential damages arising from the use or inability to use the Services, regardless of whether such damages are based on contract, tort (including negligence), or other causes. 9. Termination of Services 9.1 Termination by DDI If we believe that the user has violated these Terms or engaged in inappropriate behavior, we reserve the right to suspend or terminate the user's account or access to the Services. 9.2 Termination by User Users may choose to stop using the Services and terminate their accounts at any time. After account termination, users are still required to pay any outstanding fees and are not entitled to refunds. 10. Dispute Resolution 10.1 Governing Law These Terms are governed by and construed in accordance with the laws of the United States, excluding its conflict of law principles. 10.2 Dispute Resolution For any disputes arising from these Terms or Services, the parties shall first attempt to resolve them amicably through negotiation. If negotiation fails, disputes shall be submitted to a court of competent jurisdiction in Washington State, USA. 11. Modifications to the Terms DDI reserves the right to modify these Terms at any time. The modified Terms will be posted on our website and will become effective upon posting. Continued use of the Services indicates acceptance of the new Terms. 12. Notices All legal notices to DDI should be sent to the following address: - Email: [admin@data-driveninvesting.net](mailto:admin@data-driveninvesting.net) - Mailing Address: 1700 7th Ave, Seattle, WA 98101, USA DDI may send notices to users via email, announcements, or postings on our website. Please ensure your contact information is always up to date. 13. Severability If any provision of these Terms is found by a court to be invalid or unenforceable, the remaining provisions will remain in full force and effect. The invalid or unenforceable provision will be replaced with a valid provision that most closely matches the intent of the original provision. 14. Entire Agreement These Terms, together with the Privacy Policy and any other policies published by DDI, constitute the entire agreement between you and DDI, superseding all prior oral or written agreements, understandings, or arrangements.