Data-Driven Investing (DDI) Privacy Policy 1. Introduction Data-Driven Investing (hereinafter referred to as "DDI" or "we") respects your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, share, and protect information related to you. By accessing our website or using our services, you agree to the collection and use of your information in accordance with this Privacy Policy. 2. Information We Collect 2.1 Information You Provide Directly When you register an account, contact us, or use our services, we may collect the following information: - Personal Identification Information: Such as your name, email address, phone number, and mailing address. - Financial Information: Such as bank account details, credit card information, etc., used for processing payments. - Verification Information: Such as government-issued identification, social security number, or other legally required information. 2.2 Information Collected Automatically When you visit our website or use our services, we may automatically collect certain information, including but not limited to: - Device Information: Such as IP address, browser type, operating system, and device identifiers. - Usage Data: Such as pages visited, links clicked, features used, and browsing time. - Location Information: If you agree, we may collect geolocation information related to your device. 2.3 Information from Third Parties We may obtain information about you from third parties (such as credit reporting agencies, financial institutions, or public databases) to help us verify your identity or enhance the security of our services. 3. How We Use Your Information 3.1 Providing and Maintaining Services We use your information to provide, maintain, and improve our services, including: - Verifying your identity and creating user accounts; - Processing payments and transactions; - Providing customer support and responding to your inquiries; - Personalizing your experience and recommending relevant investment products and services. 3.2 Communication and Marketing We may use your email address, phone number, or other contact information to send you service-related notifications, updates, marketing promotions, and offers. You can opt-out of marketing emails at any time. 3.3 Legal Compliance and Security We may use your information to: - Comply with legal obligations, regulations, or government requests; - Protect our rights, privacy, safety, or property, as well as the rights of our users; - Prevent fraud, abuse, or illegal activities. 4. Information Sharing and Disclosure 4.1 Sharing with Service Providers We may share your information with third parties who provide services to us, such as payment processors, cloud storage providers, identity verification services, etc. These third parties are limited to using your information to perform specific functions on our behalf and must comply with the same privacy and security standards as we do. 4.2 Disclosure Required by Law We may disclose your information in the following circumstances, as required or permitted by law: - To comply with laws, regulations, court orders, or government requests; - To protect our legal rights, property, or safety, as well as the rights and safety of our users or the public; - To investigate, prevent, or address fraud, abuse, or other illegal activities. 4.3 Business Transfers If we participate in a merger, acquisition, asset sale, or other transaction involving the transfer of company assets, your information may be transferred as part of that transaction. In such cases, we will notify you before your information is transferred and becomes subject to a different privacy policy. 5. Information Storage and Security 5.1 Information Storage We store your personal information on secure servers that comply with industry standards, and we take appropriate technical and organizational measures to protect your information from unauthorized access, use, or disclosure. 5.2 Information Retention We retain your information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy. Some information may be retained for longer periods as required by law. 5.3 Data Security We use bank-level encryption technologies and security protocols to protect your information and prevent data breaches, unauthorized access, or other security threats. However, please be aware that despite all reasonable measures, the security of information transmitted or stored on the internet cannot be absolutely guaranteed. 6. Your Rights 6.1 Access and Update Information You have the right to access and update the personal information we hold about you. If you need to access or correct your information, please contact us using the contact information provided. 6.2 Deletion of Information In certain circumstances, you may request that we delete your personal information, for example, when the information is no longer necessary for the purposes for which it was collected. Please note that some information may not be immediately deleted due to legal or business requirements. 6.3 Withdrawal of Consent If you have previously consented to our processing of your information, you have the right to withdraw your consent at any time. Withdrawal of consent will not affect the legality of the processing based on consent before its withdrawal. 7. Third-Party Services Our website may contain links to third-party websites or services. These third parties' privacy policies and practices are not governed by this Privacy Policy. We recommend that you carefully read their privacy policies when accessing these third-party services. 8. Children's Privacy Our services are not intended for children under the age of 13, and we do not knowingly collect personal information from children under 13. If we discover that we have unintentionally collected information from children under 13, we will take steps to delete such information as soon as possible. 9. International Data Transfers Because our business is global, your information may be transferred to and stored on servers outside your country of residence. We will ensure that any such international data transfers comply with applicable data protection laws and take necessary security measures to protect your information. 10. Changes to This Privacy Policy We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. When we update the Privacy Policy, we will post the revised version on our website and update the "Effective Date." Please review this page periodically to stay informed of our latest privacy practices. 11. Contact Us If you have any questions or need further information about this Privacy Policy, please contact us at: - Email: [admin@data-driveninvesting.net](mailto:admin@data-driveninvesting.net) - Address: 1700 7th Ave, Seattle, WA 98101, USA --- This is the standard English version of the Privacy Policy. If you need any additional modifications or have further requests, feel free to let me know! Data-Driven Investing (DDI) Terms of Service 1. General Provisions Welcome to the services provided by Data-Driven Investing (hereinafter referred to as "DDI" or "we"). These Terms of Service (hereinafter referred to as "Terms") constitute a legal agreement between you (hereinafter referred to as "User" or "you") and DDI regarding the use of all services provided by us (hereinafter referred to as "Services"). By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services. 2. Description of Services 2.1 Service Content DDI provides data-driven investment services, including but not limited to: - Quantitative Trading Strategies: Trading strategies based on big data analysis and algorithms. - Asset Management: Customized portfolio management services for clients. - Risk Management: Multi-layered risk assessment and management solutions. - Market Analysis: Real-time market data analysis and trend forecasting. 2.2 Service Modifications DDI reserves the right to modify or discontinue the provision of Services at any time, without prior notice. DDI is not liable to you or any third party for any modification or discontinuation of Services. 3. User Eligibility 3.1 Registration Eligibility You must be at least 18 years old and have the legal capacity to enter into binding contracts to register and use our Services. By registering an account or using our Services, you represent and warrant that you meet these requirements. 3.2 Account Security Users are responsible for ensuring the security of their accounts. Please keep your account information secure and do not disclose your account password to any third party. You are fully responsible for all activities conducted through your account. If you discover any unauthorized use or security breaches, you should immediately notify us. 4. User Obligations 4.1 Legal Use You agree to use our Services legally and not engage in any illegal activities, including but not limited to: - Fraud: Deceptive practices or falsification of information. - Unauthorized Access: Attempting to access unauthorized data or parts of our system. - Intellectual Property Infringement: Unauthorized copying, distribution, or display of our or others' intellectual property content. 4.2 Prohibited Conduct Users are prohibited from the following conduct while using the Services: - Using automated tools or scripts for operations; - Interfering with or disrupting the normal operation of the Services; - Spreading viruses or malicious software; - Using the Services in any way that could lead to service interruption or negatively affect others' user experience. 5. Privacy Policy DDI is committed to protecting your privacy. Please refer to our [Privacy Policy]() for information on how we collect, use, and protect your personal information. By using our Services, you agree to our processing of your information in accordance with the Privacy Policy. 6. Fees and Payment 6.1 Service Fees Some of DDI's Services may require payment. The specific fee terms will be outlined on the relevant service page or in the contract. DDI reserves the right to change service fees, and the adjustments will take effect after the current subscription period ends. 6.2 Payment Methods Users agree to pay all related fees according to the type of service selected and its terms. We accept payment methods such as credit cards, bank transfers, and other methods designated through our platform. All fees are non-refundable unless otherwise stated in these Terms. 6.3 Late Payments If you fail to make any payment on time, DDI reserves the right to suspend or terminate your access to the Services and may require late fees or other compensation permitted by law. 7. Intellectual Property 7.1 Copyright and Trademarks Unless otherwise stated, DDI owns all content, features, and functionality within the Services, including but not limited to text, images, videos, software, logos, and trademarks. These contents are protected by copyright, trademark, and other laws. You may not copy, distribute, or otherwise use these contents without our written permission. 7.2 User-Submitted Content Any content submitted by users within the Services (including but not limited to comments, feedback, suggestions, etc.) grants DDI a royalty-free, irrevocable, perpetual, transferable, and sublicensable right to use it for any purpose. 8. Limitation of Liability and Disclaimers 8.1 Investment Risks All investment advice and strategies provided by DDI are for reference only. Market investments involve risks, and investment decisions should be made at the user's discretion and bear the corresponding risks. We do not guarantee any specific investment results or returns. 8.2 Limitation of Liability To the maximum extent permitted by law, DDI is not liable for any direct, indirect, incidental, special, or consequential damages arising from the use or inability to use the Services, regardless of whether such damages are based on contract, tort (including negligence), or other causes. 9. Termination of Services 9.1 Termination by DDI If we believe that the user has violated these Terms or engaged in inappropriate behavior, we reserve the right to suspend or terminate the user's account or access to the Services. 9.2 Termination by User Users may choose to stop using the Services and terminate their accounts at any time. After account termination, users are still required to pay any outstanding fees and are not entitled to refunds. 10. Dispute Resolution 10.1 Governing Law These Terms are governed by and construed in accordance with the laws of the United States, excluding its conflict of law principles. 10.2 Dispute Resolution For any disputes arising from these Terms or Services, the parties shall first attempt to resolve them amicably through negotiation. If negotiation fails, disputes shall be submitted to a court of competent jurisdiction in Washington State, USA. 11. Modifications to the Terms DDI reserves the right to modify these Terms at any time. The modified Terms will be posted on our website and will become effective upon posting. Continued use of the Services indicates acceptance of the new Terms. 12. Notices All legal notices to DDI should be sent to the following address: - Email: [admin@data-driveninvesting.net](mailto:admin@data-driveninvesting.net) - Mailing Address: 1700 7th Ave, Seattle, WA 98101, USA DDI may send notices to users via email, announcements, or postings on our website. Please ensure your contact information is always up to date. 13. Severability If any provision of these Terms is found by a court to be invalid or unenforceable, the remaining provisions will remain in full force and effect. The invalid or unenforceable provision will be replaced with a valid provision that most closely matches the intent of the original provision. 14. Entire Agreement These Terms, together with the Privacy Policy and any other policies published by DDI, constitute the entire agreement between you and DDI, superseding all prior oral or written agreements, understandings, or arrangements.